Free money calculators for real decisions.

Estimate your take-home pay, check housing costs, or plan savings for parental leave and retirement.

Made for Canada and the US. Free to use. No account required.

Take-home pay · 2026

What will I take home?

See your pay after tax, and how deductions change through the year.

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Compare states

What if I lived elsewhere?

Compare the same salary in two states, after tax.

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Rent affordability

Can I afford this rent?

See what is left after rent, everyday expenses, and savings.

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Home affordability

How much home can I afford?

Estimate a home price, including the down payment, closing costs, and monthly expenses.

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Parental leave

Can we afford parental leave?

See how benefits and savings could cover the time you want at home.

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Retirement readiness

When could I ease up on saving?

Explore when your investments could grow toward retirement without more contributions.

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You have plans. Fred has your finances.

Fred connects the estimate to your finances and researches what your plans would involve.

Fred, your financial copilot, ready to talk through your plans
You could ask Fred

How does this fit with my other plans?

Your finances live in deezbills. Fred makes the changes you approve, so there’s less to manage yourself.

7 days free. No card required.

You make the decisions. Fred handles the rest.

You don’t have to piece it all together.

Fred researches costs and rules alongside your bills, savings and other plans.

As life changes, your plan changes with you.

Tell Fred what changed. He helps update your saved plans without starting again.

You make the call. Fred makes it happen.

Fred makes the changes you approve in deezbills and shows what was saved.