Same salary. Different take-home pay.
Compare what lands in your account in two Canadian provinces or US states, and see the difference over a year.
2026 tax year · Federal + regional · No account required
Sources and assumptions
US payroll withholding estimates use IRS guidance, Social Security wage bases, and published state tax rules. The comparison uses the same filing status in both states. Local income taxes, personal W-4 elections, retirement contributions and benefit deductions are not included.
A good life belongs in the plan.
Thinking about a move? Tell Fred where you’d like to live. Your financial copilot researches housing, moving costs and everyday expenses alongside your bills and savings.
Your finances live in deezbills. Fred works through the trade-offs and makes the changes you approve, so you can plan for life in your new place.
Yes, there’s room to splurge on dinner tonight. I’d aim for up to $150 total, including tax, tip and any other costs of going out. That leaves room in your eating-out budget for the rest of October.
Common questions
What does this comparison include?
The same annual salary and pay schedule are used in both states. The estimates include federal and regional income tax and employee payroll deductions. Switch between average take-home pay per payment, per month or over a full year. Monthly amounts are annual estimates divided by 12; changing this view does not change your pay schedule.
Does more take-home pay mean a cheaper place to live?
Not necessarily. This calculator compares pay after tax. It does not compare rent, mortgage payments, insurance, childcare, transport, sales taxes or moving costs. Consider those costs alongside the take-home difference.
Why could my actual paycheck be different?
Both estimates use the same filing status and standard tax assumptions. This comparison does not include local income taxes, personal W-4 elections, retirement contributions or benefit deductions. Employer withholding and working in a different state can change your actual pay. Use the take-home pay calculator to refine one location.
Are my entered amounts saved?
No account is required, and the financial amounts you enter in this calculator are not stored.