Free deezbills tools
Free money calculators for real decisions.
Check pay, rent, home buying, leave, down payments, and retirement without signing up or connecting a bank.
No account required · No bank linking · Nothing saved
Build a budget
Budget generator
Answer a few questions and Fred builds you a complete, personal monthly budget. No spreadsheet, no bank statements.
2026 tax year
Canadian take-home pay calculator
Most calculators average the year. This one shows what actually lands each payday.
Compare provinces
Province tax comparison calculator
Compare the same salary across two provinces and see which one leaves more take-home pay.
Free Canadian rent affordability calculator
Can I afford this rent?
Free Canadian rent affordability calculator that checks rent against before-tax income, take-home pay, bills, debt, and savings.
Free Canadian mortgage affordability calculator
How much house can I afford?
Estimate the home price you may qualify for, then check whether the monthly payment still leaves room for bills, debt, and savings.
Free Canadian maternity and parental leave calculator
How short will we be on maternity or parental leave?
Estimate EI or QPIP leave income, monthly income gap, and savings needed before maternity or parental leave.
Free Canadian FHSA vs RRSP calculator
Should the next dollar go to FHSA or RRSP?
Compare FHSA, RRSP Home Buyers' Plan, and regular savings for a first-home down payment in Canada.
Free Canadian Coast FIRE calculator
When can retirement savings start coasting?
Estimate your Coast FIRE number in Canada using real returns, withdrawal-rate assumptions, and optional public pension estimates.
Why these are free
Use the tools without an account, a bank login, or handing over financial details. If deezbills is useful later, it can turn the estimate into a plan.
