Free money calculators for real decisions.
Check pay, rent, home buying, leave, down payments, and retirement without signing up or connecting a bank.
No account required · No bank linking · Nothing saved
Budget generator
Answer a few questions and Fred builds you a complete, personal monthly budget. No spreadsheet, no bank statements.
Canadian take-home pay calculator
Most calculators average the year. This one shows what actually lands each payday.
2026 tax year
Province tax comparison calculator
Compare the same salary across two provinces and see which one leaves more take-home pay.
Can I afford this rent?
Free Canadian rent affordability calculator that checks rent against before-tax income, take-home pay, bills, debt, and savings.
How much house can I afford?
Estimate the home price you may qualify for, then check whether the monthly payment still leaves room for bills, debt, and savings.
How short will we be on maternity or parental leave?
Estimate EI or QPIP leave income, monthly income gap, and savings needed before maternity or parental leave.
Should the next dollar go to FHSA or RRSP?
Compare FHSA, RRSP Home Buyers' Plan, and regular savings for a first-home down payment in Canada.
When can retirement savings start coasting?
Estimate your Coast FIRE number in Canada using real returns, withdrawal-rate assumptions, and optional public pension estimates.
Why these are free: use the tools without an account, a bank login, or handing over financial details. If deezbills is useful later, it can turn the estimate into a plan.
