Mint watched your money.
Fred does the work.

Mint shut down in March 2024, and Credit Karma is not built around budgeting the way Mint was. But even while it ran, Mint only ever watched. It connected your accounts, waited, and drew you charts about money you had already spent.

The short version

Mint's job was to report. It collected your transactions, drew a picture of last month, and left you alone with it. Dining is $180 over. Now what? That was the question you actually had, and no chart ever answered it, so you asked Reddit, or a chatbot that wanted your whole financial history typed in first. Fred answers it. He already knows your numbers, so the answer is about your money and not someone else’s. He builds the plan, keeps it current, tells you what is safe to spend today, and asks before he changes anything. Two honest differences worth knowing: deezbills is paid rather than ad-supported, and it deliberately skips bank linking, so your credentials stay with your bank and spending arrives by Gmail, receipt scan, statement upload, or a text to Fred.

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Status

deezbillsActive, built Canada first
Mint (as it was)Shut down March 2024

Building your budget

deezbillsFred builds it from a few questions about your life
Mint (as it was)You built it, category by category

Keeping it current

deezbillsFred updates it as bills, pay, and prices change
Mint (as it was)You did, whenever you opened it

Every payday

deezbillsFred maps your paycheck across bills, goals, and debt
Mint (as it was)Not something Mint did

Logging an expense

deezbillsText Fred or forward the receipt. He files it
Mint (as it was)Imported, then charted after the fact

Going over budget

deezbillsFred covers it and tells you what he moved
Mint (as it was)You got an alert

A what-if question

deezbillsFred checks it against your real plan
Mint (as it was)Not something Mint answered

A subscription creeping up in price

deezbillsFred spots it and flags it
Mint (as it was)You noticed it, or you did not

Knowing what is safe to spend today

deezbillsFred keeps one number current
Mint (as it was)You read the charts and decided

Deciding

deezbillsStill yours. Fred asks first, and nothing moves without your OK
Mint (as it was)Yours, along with all of the above

Business model

deezbillsSubscription. No ads, no data selling
Mint (as it was)Free, monetized by ads and offers

Bank linking

deezbillsNone, by design
Mint (as it was)Core to the experience

Built-in Canadian take-home pay calculator

deezbillsYes
Mint (as it was)No

Credit score monitoring

deezbillsNo
Mint (as it was)Yes

Native mobile apps

deezbillsWeb works on any phone. iOS and Android apps on the roadmap
Mint (as it was)iOS and Android

Price

deezbills$17.99 CAD/mo or $149.99 CAD/yr, 14-day trial
Mint (as it was)Free

Mint column reflects the product as it existed before the March 2024 shutdown. deezbills pricing checked June 2026; prices may change. Mint and Credit Karma are trademarks of their owner; deezbills is not affiliated with or endorsed by them.

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So who is Fred?

Fred is the financial copilot inside deezbills. Mint was good at the first half: it gathered your transactions and showed you where the money had gone, and then it stopped. Fred does the part after that. What it means, what is safe to spend, and what to do next. He suggests, you approve, and nothing changes without your OK.

These are real answers from real runs, not scripts written for this page. Press play, or watch the video.

The two numbers, explainedExcerpt
Teach me the difference between the $7,840 in my chequing account and the $1,653 deezbills says is mine to enjoy. Explain it like I'm new to managing money, and show me how to use both numbers without getting into trouble.

Actual Fred responses from a synthetic Smith family profile.

What happened to Mint?

Intuit shut Mint down on March 23, 2024 and pointed its users at Credit Karma, another Intuit product. Credit Karma has since picked up some of Mint’s features, like spending monitoring, but it is not built around budgeting the way Mint was, and many former Mint users found the budgets they relied on missing. That is why so many are still looking for a true replacement.

Is deezbills free like Mint was?

No, and that is the honest trade. Mint was free because its business model ran on offers and ads. deezbills is a paid subscription, $17.99 CAD a month or $149.99 CAD a year with a 14-day free trial. No ads, no data brokers, no selling your information. You are the customer, not the product.

Does deezbills sync with my bank like Mint did?

No. deezbills is built without bank linking, so your credentials never leave your bank. Spending comes in by connecting your Gmail inbox, snapping receipts, uploading statements, texting Fred, or quick add. If a fully automatic transaction feed is the one thing you cannot live without, deezbills is not built for that, and we would rather say so plainly here than have you find out later.

Is deezbills good for Canadians?

It is built Canada first, which Mint never was. CAD pricing, a built-in income tax calculator covering federal and provincial taxes, CPP, and EI for every province and territory, and payday planning on your real take-home pay. The United States is fully supported as well.

What does deezbills do differently from Mint?

Fred, a financial copilot who acts on your money instead of charting it. He logs the expense you text him, shows you where each paycheck should go every payday, adjusts a budget when life changes, and models a what-if before you commit. Mint showed you where money went. Fred helps you decide what happens next, and you approve every change.

Fred can take it from here.

Mint told you what happened. Fred tells you what you can do about it, keeps the plan current himself, and handles the rest once you say yes.

14-day free trial. Cancel anytime.