Be as hands on or off as you like.
Utilize the tools inside deezbills yourself, or put Fred to work and watch him take care of everything for you.
deezbills vs Monarch
Your finances together. Fred to take on the work.
Your finances live in deezbills. Fred researches what you want to do and takes care of the changes you approve.
Start my free trial
Free trial. No credit card required. Cancel anytime.
Your finances.
All in one place.
Use the tools, or put Fred to work.
Be as hands on or off as you like.
Know where you stand, and where you’re going.
Set priorities and goals, track upcoming bills, expenses and paydays. Your whole financial picture, all in one place.
Utilize the tools inside deezbills yourself, or put Fred to work and watch him take care of everything for you.
iPhone app available soon.
Find the right help for your plans.
deezbills, with Fred.
Work through what comes next.
Tell Fred what’s changing in your life. He works through the costs and what they would leave for your bills, savings and the things you enjoy.
Available in Canada and the US
Use deezbills on the web today. iPhone app available soon.
Monarch
Keep connected accounts in view.
Choose Monarch for bank-connected tracking, reports and AI insights. Plus adds forecasts and investment analysis.
Available in Canada and the US
Monarch’s AI featuresA growing family. One less thing to figure out alone.
Fred added baby essentials and daycare to their budget and saved an emergency fund goal, after Mina reviewed and approved the household changes.
Less for you to carry.
Use the tools yourself or ask Fred to take on the work. Your finances and plans are there to pick up from next time.
You don’t have to piece it all together.
Fred works through baby essentials, daycare and emergency savings alongside your existing commitments. Decide what needs to change, then ask him to put the plan in place.
You make the call. Fred makes it happen.
Decide what works for you, then ask Fred to put it in place. You can see the changes he made in deezbills.
As life changes, your plan changes with you.
A new income, a bigger bill or a different priority. Tell Fred what changed and work from the finances and plans you’ve already saved.
Before you get started.
deezbills plans and pricingWhat work can I give Fred?
Start with a question or tell Fred what you want to do. He researches the costs, rules and timing, using the finances you keep in deezbills and asking for what’s missing. See how a choice would affect your bills, savings and other plans before deciding.
Then ask him to put the agreed plan in place. He can organize accounts and Spaces, build budgets, manage income and recurring expenses, set up goals, record expenses and save plans. He can also find financial details in connected Gmail and make sense of statements and receipts. You can see the changes he made and pick up from the saved plan next time.
Changes happen inside deezbills. Fred does not move money at your bank or place investment trades.
What do I review and approve?
You set the priorities and review the changes Fred proposes. Ask him to explain the numbers, compare options or adjust the plan before approving.
How does my financial information get into deezbills?
Tell Fred about your situation, upload statements and receipts, or add records yourself. You can also connect Gmail and enable automatic expense detection, or forward bills and receipts to your private deezbills forwarding address.
No bank login is required. You choose what to share and which optional connections to enable. Your financial picture reflects the records you provide; it is not a live bank feed.
What happens when my circumstances change?
Tell Fred what changed. A new income, daycare bill or priority can affect the rest of your plan. He helps you work through it using the finances and plans you’ve already saved.
You can compare other options and ask Fred to make the changes you approve. Your budget also estimates the before-tax income needed to sustain its planned spending using your tax settings, so you can see what the lifestyle in your plan requires.
What does switching from Monarch involve?
There is no automatic Monarch account migration. Start with your current balances, income, bills and goals, and bring the relevant records to Fred.
Review your financial records with Fred before relying on the plan. You can try deezbills before deciding whether to replace your existing setup.
What’s included in the subscription?
The everyday finance tools come included: unlimited budgets, automatic and manual expense tracking, recurring expense detection and management, and categorization that learns from your corrections.
You also get income and wealth tracking, income and tax tools, clear financial health charts, goals organized by priority or in a dreamboard, and shared Spaces for household finances. Use the tools directly or ask Fred to work with them. They’re there to help you manage everyday finances and work towards the life you want.
Wealth tracking uses your recorded assets and debts; live investment holdings tracking is not currently available.
Plans have different Fred usage allowances and Gmail connection limits. See plans and pricing for the current terms.
Comparison reviewed October 16, 2026 against official product information. Features, availability and terms can change.
Fred is an AI financial copilot, not a licensed financial advisor. He can make mistakes and does not replace advice from a qualified professional.