Finally, someone you can rely on. 24/7.
Money questions are personal. Fred already knows the numbers you keep in deezbills, so you can ask him instead of explaining your life to strangers on Reddit.
Actual Fred responses from a synthetic Smith family profile.
Money shouldn't live rent free in your head.
Your money has a job. Thinking about it all day isn't one of yours.
Decide with confidence
Ask Fred how a purchase affects your plan before you make it.
FredLet Fred carry it all
Your income, bills, debt, goals, and what's coming. He holds all of it so you don't have to.
Yours to enjoy
$600
After bills, essentials, and next month's obligations, this is yours.
Spend without guilt
Know what's actually safe to use today.
AutoJapan trip
$1,170 of $4,200 · $390/mo from surplus
Save without overthinking
Fred handles goals, bills, savings, and what's coming, automatically.
reserved for your bills & obligations
Yours to enjoy
$1,247
Stop checking your bank balance
See the number that actually reflects your money picture.
Actual Fred responses from a synthetic Smith family profile.
Track your finances,
your way.
Connect an email address and your receipts get picked up for you. Snap a photo of one, tell Fred, or add it yourself when that is easier. Upload your credit card statement when it comes in and we catch whatever the rest missed. Fred also spots the bills that repeat and offers to handle those from then on. You never hand over a bank login, and it gets pretty hard to miss anything.
Your Uber Eats receipt
to you
Thanks for your order. Your total today was $32.40.
Fred logged this as an expense
Uber Eats
$32.40
Hands-off
Fred read and categorized it
Good Deli
$27.24
Snap & upload
Just tell Fred
March statement
Visa ···4021 · PDF
Loblaws
$84.12
TrackedPetro-Canada
$61.20
AddedRogers
$95.00
TrackedShoppers Drug Mart
$18.40
AddedMetro
$52.75
Tracked3 missed, now added. Nothing counted twice.
Statement catch-up
Fred noticed this one repeating
Spotify
$11.99 / month · same amount, same day
Spotify
4th of every month · applied automatically
$11.99
Next one lands Apr 4. You do not have to do anything.
Recurring, handled
Track your finances,
your way.
Connect an email address and your receipts get picked up for you. Snap a photo of one, tell Fred, or add it yourself when that is easier. Upload your credit card statement when it comes in and we catch whatever the rest missed. Fred also spots the bills that repeat and offers to handle those from then on. You never hand over a bank login, and it gets pretty hard to miss anything.
Your Uber Eats receipt
to you
Thanks for your order. Your total today was $32.40.
Fred logged this as an expense
Uber Eats
$32.40
Life doesn't fit into one bucket.
Your money shouldn't have to either.
Family spending. Shared expenses. Savings goals. Future plans. Spaces give every priority its own place while keeping everyone connected to the same financial picture.
Same number.
Same page.
Fred sees the whole household, not two halves of it. He plans around both incomes, every bill, and the goals you share, and he answers you both from the same picture.
See the full picture without carrying it all in your head.
The quiet engine behind your financial plan.
Budgets, bills, payday, goals, debt, and forecasting, all managed quietly underneath by Fred, so your plan stays accurate without you touching it.
Spent this month
$2,340
of $3,600
Budgets
Paced in real time
Fred paces your plan against real spending as the month goes, so you always know how much room is left.
Gross · bi-weekly
$3,000.00
Payday
Your real take-home pay
Fred turns your gross pay into take-home with real federal and provincial tax, CPP, and EI. For a steady salary, it matches your pay stub.
Fred spotted a subscription
Netflix
$15.99 / month · recurring
Added to your recurring bills
Bills
Bills that watch themselves
Fred finds your subscriptions, rent, and utilities. He logs them when they hit and flags price jumps.
Goals
Goals with real dates
Fred gives every goal a projected date and moves it as you save, so progress feels real instead of vague.
$1,240
Debt
Credit cards and payoff
Fred keeps balances, statements, and payoff progress alongside everything else, not off in a separate app.
Forecast
Months ahead, mapped
Fred projects your cash flow forward so you can spot a squeeze before it lands, and run scenarios on a bigger payment.
Your financial brain, built in.
Tell Fred about your life once. From there, he keeps track of the details. A financial plan that works quietly in the background. Always up to date. Always working toward your goals.
Tell us about your life
Income, bills, goals, and the things you're planning for.
Get your financial blueprint
A personalized plan and budget built around your real priorities.
Know what's safe to spend
One number. Always current. Always clear.
Move through life with confidence
Ask Fred questions, share your money worries, explore tradeoffs, and make decisions you feel good about.
Your data. Your rules.
You pay us a subscription. That is how we make money, so we have never needed to sell anything about you, and we don’t.
Free money apps have to earn somewhere, and it is usually your data. We would rather just charge you for the thing you came for.
Your data stays yours
No ads, no data brokers, and nothing sold. What you earn and what you spend stays between you and us.
Private AI by design
Your numbers are never used to train AI models. They teach Fred about you, and nothing else.
Bank credentials stay at your bank
We never ask for your bank password, and we do not want one. There is nothing of your bank to lose here.
Encrypted everywhere
In transit, and at rest with AES-256-GCM. The same cipher a bank uses on its own data.
Fred asks before he does anything, too. He can suggest a change to your plan, draft a goal, or move money between plans. None of it happens until you say yes.
deezbills helps you understand and plan. It doesn't replace professional financial advice.
Read the privacy policy